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Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial
control. Select Affirm at checkout to pay over time—and never pay a penny
more than you agree to on day one.
Choose Your Payment Plan
Buying with Affirm is simple
1. Fill your cart
Select Affirm at checkout, then
enter a few pieces of info for a
real-time decision.
Buying Affirm
2. Choose how you pay
Pick the monthly payment plan you
like best. You’ll never pay more than
you agree to up front.
Buying Affirm
3. Pay over time
Make payments at or in the Affirm app.
You’ll get email and text reminders.
Buying Affirm

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.


Affirm tells you up front the total amount you’ll pay. That number will never go up


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Option depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

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